The terms that govern use of our website and services.
These Terms of Service (“Terms”) govern your access to and use of the website operated by The Collins Agency (“we,” “our,” or “us”) at collins-insurance.com, and any related services we provide through this website. By accessing or using our website, you agree to be bound by these Terms.
The Collins Agency is a licensed, independent insurance agency headquartered in Mobile, Alabama, and licensed to write coverage in Alabama and Mississippi. We represent multiple insurance carriers and help our clients select coverage that fits their needs. Insurance products are issued and underwritten by the carriers we represent, not by The Collins Agency.
The content on this website is for general informational purposes only. It does not constitute insurance advice, an offer to insure, a binding quote, or a contract. Coverage is subject to the terms, conditions, and exclusions of the policy issued by the insurance carrier. Quotes provided through this site or follow-up communications are estimates only and may change based on underwriting and verification of information.
When you submit a quote request, contact form, or other inquiry through our website, you authorize us to contact you using the information you provide in order to respond to your request. You agree to provide accurate, current, and complete information.
If you opt in to receive text messages from us, our SMS and communications terms apply — see our Privacy & SMS Policy for details.
Some of our quote forms are hosted on third-party platforms (such as JotForm). When you submit information through these forms, that information is also subject to the third party’s terms and privacy practices. We encourage you to review them before submitting personal information.
You agree not to:
All content on this website — including text, graphics, logos, images, and the overall design — is the property of The Collins Agency or its licensors and is protected by U.S. and international intellectual property laws. You may view and print pages from this website for your personal, non-commercial use, but you may not reproduce, distribute, or create derivative works from this content without our prior written permission.
This website and all information on it are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by law, The Collins Agency, its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website. Our total liability for any claim arising out of or related to this website will not exceed one hundred U.S. dollars ($100).
This limitation does not affect any rights or remedies you may have under the terms of an insurance policy issued through us. Claims under a policy are governed by the terms of that policy and applicable insurance law.
Our website may contain links to third-party websites. These links are provided for convenience, and we are not responsible for the content, privacy practices, or terms of those third-party sites.
We may update these Terms from time to time. The “Last updated” date at the top of this page reflects the most recent version. Continued use of the website after changes are posted constitutes your acceptance of the revised Terms.
These Terms are governed by the laws of the State of Alabama, without regard to its conflict of law principles. Any dispute arising out of or related to these Terms or your use of the website will be resolved in the state or federal courts located in Mobile County, Alabama.
If you have questions about these Terms, please contact us:
The Collins Agency
4366 Midmost Drive
Mobile, AL 36609
Phone: (251) 645-5301
Email: staff@collins-insurance.com