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SAVE ON BUSINESS INSURANCE 1. Add or raise deductibles 2.Report possible claims to your agent immediately 3.Schedule your equipment 4.Do not over insure 5. Do not under insure 6.Keep records of all your assets 7.Keep careful records of each employee's job description 8.Remember there is a direct relationship between claims and premium. 9.Make it a company policy that company vehicles are not driven for personal use. 10 Ask that all loss settlements be checked for accuracy.
SAVE ON PERSONAL INSURANCE 1. Add or raise deductibles. 2.Report possible claims to your agent immediately. 3.Schedule your valuable items. 4. Do not over insure. 5. Do not under insure 6.Keep records of all your assets.. 7. Keep careful records of who is hired to do work for you so if something is missing you can inform police 8. There is a direct relationship between claims and premium. 9. Do not be afraid to ask your agent about your policy 10.If you have teenagers in the household make a safe driving agreement with them.
Collins provides professional insurance consulting for complicated commercial accounts.
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